We understand that cost is one of the most common concerns when it comes to dental care. Many people delay treatment not because they don’t value their oral health—but because they’re unsure how to pay for it.

At Infinite Smiles Kelmscott, we believe quality dental care should be accessible to everyone. That’s why we offer flexible payment options, including Afterpay, health fund claims, and Government dental benefit schemes.

This guide explains your options clearly, so you can focus on your smile—not the stress.

Why Flexible Payment Options Matter

Dental care is an investment in your long-term health. From preventive check-ups to restorative or cosmetic treatments, flexible payment solutions help you:

• Start treatment sooner 
• Avoid delaying necessary care 
• Manage costs comfortably 
• Plan treatment with confidence 

Our team is always happy to discuss payment options before treatment begins—no surprises, no pressure.

Afterpay: Spread the Cost, Interest-Free

Afterpay allows you to receive dental treatment now and pay for it over time.

How Afterpay Works

• Pay in 4 equal, interest-free instalments 
• Payments are made fortnightly 
• No interest when payments are made on time 
• Instant approval for eligible patients 

Afterpay can be used for a wide range of dental treatments, including:

• Dental check-ups and cleans 
• Fillings and restorative treatments 
• Cosmetic dentistry 
• Invisalign and orthodontic care 

This option is ideal for patients who want flexibility without paying everything upfront.

Using Your Health Fund Benefits

If you have private health insurance, you may be able to claim a portion of your dental treatment costs.

How Health Fund Claims Work

• Most preventive and general dental services are partially covered 
• Rebates depend on your level of cover and annual limits 
• Claims can often be processed on the spot using HICAPS 

Our reception team can:

• Check your eligibility 
• Estimate rebates before treatment 
• Process claims quickly and easily 

We recommend checking your policy details to understand waiting periods and coverage limits.

Government Dental Benefits & Programs

Eligible patients may qualify for Government-supported dental care programs.

Child Dental Benefits Schedule (CDBS)

The Child Dental Benefits Schedule provides eligible children with up to a capped amount over a two-year period for basic dental services.

This may include:

• Check-ups
  
• X-rays
  
• Cleans
  
• Fillings 

Eligibility is based on family income and Government criteria.

Other Government Assistance

Depending on your circumstances, you may also be eligible for:

• Public dental programs 
• Pensioner or concession-based dental support 

Our team can help guide you through eligibility and next steps.

Treatment Plans with Clear Cost Breakdown

Before any treatment begins, we provide:

• A detailed treatment plan 
• Transparent pricing 
• Payment options explained upfront 

This ensures you can make informed decisions without feeling rushed or pressured.

Common Questions About Dental Payments

“Can I combine health fund rebates with Afterpay?”

In many cases, yes. Health fund rebates may be applied first, with the remaining balance paid using Afterpay (eligibility applies).

“Do flexible payment options cost more?”

No. Afterpay is interest-free when payments are made on time, and we do not add hidden fees.

“Can I discuss payment options before my appointment?”

Absolutely. We encourage patients to speak with our team beforehand so everything is clear and comfortable.

Our Commitment to Affordable Dental Care

At Infinite Smiles Kelmscott, we believe finances should never stand in the way of good oral health. Whether you’re coming in for a routine clean or a more complex procedure, we’ll help you find a payment option that suits your situation.

Speak to Our Friendly Team Today

If you have questions about Afterpay, health funds, or Government dental benefits, our team is here to help.

📞 Contact Infinite Smiles Kelmscott today to discuss flexible payment options or book your next appointment with confidence.